What is Renter Insurance?
Basically, renter insurance acts as a homeowners insurance policy for those who rent their place of residence. Whether you live in a condo, apartment, house or duplex, renter’s insurance can protect you and your assets. Having renter’s insurance can help defray costs of damages should anything happen to a rental property that you are living in.
Doesn’t My Landlord’s Insurance Cover Me?
NO! Do not make the mistake of assuming your landlord’s insurance will cover you and your assets. A landlord’s policy covers only the physical structure of the rental property, not your belongings.
The Next Step
Purchasing renter’s insurance ensures that your property is protected. Don’t make the mistake of thinking you are invincible; you do need insurance for your belongings, even if you live in a rental property. You are the only one who is responsible for protecting your assets. Contact High Desert Insurance today for more information.